Sezzle vs. Affirm: Know the Difference
By Shumaila Saeed || Published on February 10, 2024
Sezzle offers interest-free, installment payment plans for online shopping, while Affirm provides flexible loan options with interest for larger purchases.
Key Differences
Sezzle is often used for smaller, interest-free purchases, splitting payments into four parts over six weeks. Affirm, conversely, caters to larger purchases, offering longer loan terms with interest.
Shumaila Saeed
Feb 10, 2024
Sezzle typically doesn't impact your credit score as it offers short-term, interest-free plans. Affirm may perform a soft or hard credit check, potentially affecting your credit score, depending on the loan terms.
Shumaila Saeed
Feb 10, 2024
Sezzle is mainly used in online retail stores for smaller transactions. Affirm is more versatile, being accepted by a wider range of retailers and for larger transactions, including travel and electronics.
Shumaila Saeed
Feb 10, 2024
Sezzle's repayment is structured in four equal installments over six weeks. Affirm offers more flexible repayment terms, ranging from a few months to a year or more, but with interest.
Shumaila Saeed
Feb 10, 2024
Sezzle appeals to those seeking short-term financing without interest. Affirm attracts consumers needing larger financing amounts but are comfortable with interest-bearing loans and longer repayment periods.
Shumaila Saeed
Feb 10, 2024
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Comparison Chart
Retailer Acceptance
Limited to certain online retailers
Accepted by a wide range of retailers, including travel and electronics
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Feb 10, 2024
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Sezzle and Affirm Definitions
Sezzle
A payment service for online shopping.
I used Sezzle to split my payment into four parts.
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Jan 18, 2024
Sezzle
Expression for choosing a payment plan.
Sezzle it, I'll pay over six weeks!
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Jan 18, 2024
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Affirm
To state something as true.
I affirm that the information is accurate.
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Jan 18, 2024
Sezzle
Relating to split payments.
I chose the sezzle method for easier budgeting.
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Jan 18, 2024
Affirm
Relating to affirmation.
She made an affirm statement about her involvement.
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Jan 18, 2024
Sezzle
In the manner of splitting payments.
She paid sezzlely, in four installments.
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Jan 18, 2024
Affirm
To declare positively; assert to be true
A philosopher affirming the existence of free will.
A document affirming that each student has completed the course.
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Jan 16, 2024
Affirm
To declare support for or belief in
Affirm the right to self-determination.
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Jan 16, 2024
Affirm
(Law) To rule (a court decision) to have been correct; confirm
The Supreme Court affirmed the lower court's decision.
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Jan 16, 2024
Affirm
To assert that one will give true testimony equivalent to that which would be given while under oath.
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Jan 16, 2024
Affirm
To agree, verify or concur; to answer positively.
She affirmed that she would go when I asked her.
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Jan 16, 2024
Affirm
To assert positively; to tell with confidence; to aver; to maintain as true.
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Jan 16, 2024
Affirm
To support or encourage.
They did everything they could to affirm the children's self-confidence.
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Jan 16, 2024
Affirm
To make firm; to confirm, or ratify; especially (legal) to assert or confirm, as a judgment, decree, or order, brought before an appellate court for review.
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Jan 16, 2024
Affirm
(law) To state under a solemn promise to tell the truth which is considered legally equivalent to an oath, especially of those who have religious or other moral objections to swearing oaths; also solemnly affirm.
Shumaila Saeed
Jan 16, 2024
Affirm
To assert or confirm, as a judgment, decree, or order, brought before an appellate court for review.
Shumaila Saeed
Jan 16, 2024
Affirm
To assert positively; to tell with confidence; to aver; to maintain as true; - opposed to deny.
Jesus, . . . whom Paul affirmed to be alive.
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Jan 16, 2024
Affirm
To declare, as a fact, solemnly, under judicial sanction. See Affirmation, 4.
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Jan 16, 2024
Affirm
To declare or assert positively.
Not that I so affirm, though so it seemTo thee, who hast thy dwelling here on earth.
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Jan 16, 2024
Affirm
To make a solemn declaration, before an authorized magistrate or tribunal, under the penalties of perjury; to testify by affirmation.
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Jan 16, 2024
Affirm
Establish or strengthen as with new evidence or facts;
His story confirmed my doubts
The evidence supports the defendant
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Jan 16, 2024
Affirm
To declare or affirm solemnly and formally as true;
Before God I swear I am innocent
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Jan 16, 2024
Repeatedly Asked Queries
Can Sezzle affect credit score?
Generally, Sezzle doesn't impact your credit score.
Shumaila Saeed
Feb 10, 2024
What is Sezzle?
Sezzle is a payment service allowing interest-free installment payments for online shopping.
Shumaila Saeed
Feb 10, 2024
Can Affirm be used for large purchases?
Yes, Affirm is suitable for larger purchases.
Shumaila Saeed
Feb 10, 2024
Is Sezzle available for in-store purchases?
Sezzle is primarily used for online transactions.
Shumaila Saeed
Feb 10, 2024
Can Affirm loans be paid off early?
Yes, Affirm loans can be paid off early without penalties.
Shumaila Saeed
Feb 10, 2024
How does Affirm work?
Affirm provides loans for purchases, offering various terms with interest.
Shumaila Saeed
Feb 10, 2024
Where is Sezzle accepted?
Sezzle is accepted at certain online retail stores.
Shumaila Saeed
Feb 10, 2024
What credit score is needed for Affirm?
Affirm may require a good credit score, but it varies.
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Feb 10, 2024
Are Sezzle payments automated?
Yes, Sezzle payments are typically automated.
Shumaila Saeed
Feb 10, 2024
Does Affirm offer payment flexibility?
Affirm offers various payment plans for flexibility.
Shumaila Saeed
Feb 10, 2024
Does Sezzle offer customer support?
Yes, Sezzle offers customer support for users.
Shumaila Saeed
Feb 10, 2024
What happens if I miss an Affirm payment?
Missing an Affirm payment can incur late fees or impact credit.
Shumaila Saeed
Feb 10, 2024
How quickly can I use Sezzle after signing up?
Sezzle can be used immediately after approval.
Shumaila Saeed
Feb 10, 2024
Are there any hidden fees with Affirm?
Affirm discloses all fees upfront, with no hidden charges.
Shumaila Saeed
Feb 10, 2024
Can Sezzle be used for all online purchases?
Sezzle can only be used at participating retailers.
Shumaila Saeed
Feb 10, 2024
Is Affirm a credit card?
No, Affirm is not a credit card but a loan provider.
Shumaila Saeed
Feb 10, 2024
How does Sezzle make money?
Sezzle earns from merchant fees and late payment fees.
Shumaila Saeed
Feb 10, 2024
Can I cancel an Affirm loan?
Affirm loans can be canceled under certain conditions.
Shumaila Saeed
Feb 10, 2024
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About Author
Written by
Shumaila SaeedShumaila Saeed, an expert content creator with 6 years of experience, specializes in distilling complex topics into easily digestible comparisons, shining a light on the nuances that both inform and educate readers with clarity and accuracy.
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